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Financial institutions need
world-model intelligence.

Banks, asset managers, and insurance firms face overlapping obligations – FinCEN beneficial ownership rules, OFAC sanctions compliance, AML program requirements, and TPRM frameworks. Sayari’s world model powers all of them from a single data layer.

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THE REGULATORY REALITY

$1.4B

in financial services regulatory penalties related to KYC, AML, and sanctions compliance failures in 2024. Most involved systemic gaps in beneficial ownership verification and third-party risk monitoring.

Financial Services Enforcement Tracker 2024 · Sayari Research

THE PROBLEM

Why financial services compliance programs leave gaps

The structural gaps that point solutions can’t close.

Fragmented data across obligations

KYC, AML, and TPRM programs each pull from different data sources – creating duplicated research effort, inconsistent entity resolution, and gaps where obligations overlap.

Beneficial ownership verification at scale

FinCEN’s beneficial ownership rule requires verification of UBOs at onboarding and on material change. Doing this at scale across a full customer portfolio requires systematic automation, not manual research.

Regulatory perimeter expansion

The beneficial ownership perimeter keeps expanding – from CDD rules to FBAR, from OFAC screening to BIS denied party lists. Programs built on point-solution data can’t adapt as requirements grow.

THE SAYARI APPROACH

One world model for every financial services compliance obligation.

Sayari’s world model covers beneficial ownership verification, sanctions screening, AML investigation support, and third-party risk monitoring – from a single integrated data layer that scales with your portfolio.

Beneficial Ownership at Scale

Sayari resolves UBOs across your full customer portfolio – flagging discrepancies between customer-provided data and primary source registry filings at 250+ jurisdictions.

Unified Sanctions Screening

Sayari normalizes 40+ sanctions and denial lists to a single entity resolution layer – eliminating duplicate alerts and providing beneficial-owner-depth coverage for every customer.

AML Investigation Acceleration

Sayari Graph gives financial crime investigators instant access to corporate network maps and cross-jurisdiction ownership data – compressing SAR investigation timelines from days to hours.

Third-Party Risk Monitoring

Sayari Signal continuously monitors your vendor and counterparty portfolio for ownership changes, sanctions exposures, and adverse indicators between review cycles.

kyb_due_diligence.log
> KYB Due Diligence
  entity: “Meridian Asset Partners LP”
✓ Resolved across 9 jurisdictions
✓ 4 beneficial owners identified
✓ Registered: Cayman Islands · 2019
> Beneficial Owner Risk Screen
  UBO 1: Alejandro Fuentes (MX) – CLEAR
  UBO 2: Viktor Kravchenko (UA) – PEP
✗ PEP match: Former Ukrainian state official
kyb.file(entity=”MAP-7201″, pep_count=1) → review

Sayari Graph – KYB & financial institution screening

HOW IT WORKS

From data to decision

ONBOARD

UBO verification and screening at intake

Every new customer is resolved across 250+ jurisdictions, their UBO identified, and screened against 40+ sanctions and PEP lists.

MONITOR

Continuous portfolio surveillance

Sayari Signal monitors your full customer and counterparty portfolio for new risk indicators, ownership changes, and sanctions designations.

INVESTIGATE

Rapid network intelligence on demand

For SAR investigations, AML case work, or regulatory inquiries – Sayari delivers corporate network maps and source-cited entity profiles in seconds.

450M+

Corporate entities in Sayari’s world model

Sayari’s world model integrates corporate registry data from 250+ jurisdictions with trade flow records, sanctions databases, and adverse media – giving financial institutions a single intelligence layer that scales across every compliance obligation.

Sayari Research · 2025

WHY SAYARI

Legacy tools vs Sayari

LEGACY TOOLS

Multiple point solutions for KYC, AML, and TPRM – duplicated effort and inconsistent entity resolution

Self-certification reliance for beneficial ownership – no independent verification against primary source data

Annual refresh cycles for third-party risk – misses exposure that emerges between reviews

Manual SAR research – days of corporate registry investigation for every complex case

SAYARI

Single world model for all obligations – consistent entity resolution across KYC, AML, and TPRM

Independent UBO verification – primary source registry data across 250+ jurisdictions

Continuous monitoring – Sayari Signal flags new exposure in real time, not at the next annual cycle

Instant SAR intelligence – corporate network maps and source-cited profiles in seconds

CLIENT RESULTS

Measured outcomes from production deployments

EFFICIENCY

65%↓

Reduction in beneficial ownership research time per customer

COVERAGE

40+

Sanctions and denial lists in Sayari’s unified screening layer

SPEED

10×

Faster SAR investigation with Sayari corporate network intelligence

PRODUCTS FOR THIS USE CASE

Sayari products that power this workflow

Sayari Graph

Entity resolution and ownership graph for 500M+ companies across 250+ jurisdictions.

Explore Sayari Graph →

Sayari Signal

Continuous monitoring that alerts on meaningful changes – not every record update.

Explore Sayari Signal →

Sayari API

Programmatic access to the full Sayari world model for integration into your workflows.

Explore Sayari API →

FREQUENTLY ASKED QUESTIONS

Common questions about this use case

Sayari provides primary-source beneficial ownership verification across 250+ jurisdictions, cross-referencing corporate registry data with sanctions lists, PEP databases, and adverse media. Financial institutions use Sayari to automate ownership resolution, meet FinCEN CDD requirements, and reduce manual investigation time by over 50%.

Yes. Sayari’s ownership graph traverses multi-layered corporate structures across jurisdictions, identifying nominee directors, layered holding companies, and circular ownership patterns that obscure true beneficial owners. Analysts can visualize the full corporate network from a single counterparty in seconds.

Sayari Signal provides continuous monitoring across the full counterparty base, alerting compliance teams when ownership structures change, new sanctions designations appear, or adverse media events emerge. Alerts include the primary-source evidence needed to act without further manual research.

Sayari data is primary-source – sourced directly from government registries, court systems, and official databases – making it appropriate for regulatory documentation and audits. Each data point includes source provenance, retrieval date, and the original registry reference.

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