Financial institutions need world-model intelligence.
Banks, asset managers, and insurance firms face overlapping obligations – FinCEN beneficial ownership rules, OFAC sanctions compliance, AML program requirements, and TPRM frameworks. Sayari’s world model powers all of them from a single data layer.
$1.4b
in financial services regulatory penalties related to KYC, AML, and sanctions compliance failures in 2024. Most involved systemic gaps in beneficial ownership verification and third-party risk monitoring.
Financial Services Enforcement Tracker 2024 · Sayari Research
THE PROBLEM
Why financial services compliance programs leave gaps
The structural gaps that point solutions can’t close.
Fragmented data across obligations
KYC, AML, and TPRM programs each pull from different data sources – creating duplicated research effort, inconsistent entity resolution, and gaps where obligations overlap.
Beneficial ownership verification at scale
FinCEN’s beneficial ownership rule requires verification of UBOs at onboarding and on material change. Doing this at scale across a full customer portfolio requires systematic automation, not manual research.
Regulatory perimeter expansion
The beneficial ownership perimeter keeps expanding – from CDD rules to FBAR, from OFAC screening to BIS denied party lists. Programs built on point-solution data can’t adapt as requirements grow.
THE SAYARI APPROACH
One world model for every financial services compliance obligation.
Sayari’s world model covers beneficial ownership verification, sanctions screening, AML investigation support, and third-party risk monitoring – from a single integrated data layer that scales with your portfolio.
Beneficial Ownership at Scale
Unified Sanctions Screening
AML Investigation Acceleration
Third-Party Risk Monitoring
kyb_due_diligence.log
> KYB Due Diligence
✓ 4 beneficial owners identified
✓ Registered: Cayman Islands · 2019
> Beneficial Owner Risk Screen
UBO 2: Viktor Kravchenko (UA) – PEP
✗ PEP match: Former Ukrainian state official
> Beneficial Owner Risk Screen
On this page
HOW IT WORKS
From data to decision
UBO verification and screening at intake
Every new customer is resolved across 250+ jurisdictions, their UBO identified, and screened against 40+ sanctions and PEP lists.
Continuous portfolio surveillance
Sayari Signal monitors your full customer and counterparty portfolio for new risk indicators, ownership changes, and sanctions designations.
Rapid network intelligence on demand
For SAR investigations, AML case work, or regulatory inquiries – Sayari delivers corporate network maps and source-cited entity profiles in seconds.
450m+
Corporate entities in Sayari’s world model
Sayari’s world model integrates corporate registry data from 250+ jurisdictions with trade flow records, sanctions databases, and adverse media – giving financial institutions a single intelligence layer that scales across every compliance obligation.
Sayari Research · 2025
WHY SAYARI
Sayari vs Legacy tools
SAYARI
- Single world model for all obligations – consistent entity resolution across KYC, AML, and TPRM
- Independent UBO verification – primary source registry data across 250+ jurisdictions
- Continuous monitoring – Sayari Signal flags new exposure in real time, not at the next annual cycle
- Instant SAR intelligence – corporate network maps and source-cited profiles in seconds
LEGACY TOOLS
- Multiple point solutions for KYC, AML, and TPRM – duplicated effort and inconsistent entity resolution
- Self-certification reliance for beneficial ownership – no independent verification against primary source data
- Annual refresh cycles for third-party risk – misses exposure that emerges between reviews
- Manual SAR research – days of corporate registry investigation for every complex case
CLIENT RESULTS
Measured outcomes from production deployments
65%↓
Reduction in beneficial ownership research time per customer
40+
Sanctions and denial lists in Sayari’s unified screening layer
10x
Faster SAR investigation with Sayari corporate network intelligence
PRODUCTS FOR THIS USE CASE
Sayari products that power this workflow
Sayari Graph
Entity resolution and ownership graph for 500M+ companies across 250+ jurisdictions.
Sayari Signal
Continuous monitoring that alerts on meaningful changes – not every record update.
Sayari API
Programmatic access to the full Sayari world model for integration into your workflows.
FREQUENTLY ASKED QUESTIONS
Common questions about this use case
Resources & Insights